Brad Gana’s Texas Home, Destroyed By Hurricane Ike, Faces Foreclosure

The Huffington Post
Harry Bradford
First Posted: 10/31/11 07:01 PM ET
Updated: 10/31/11 11:22 PM ET

Even those that continue to make payments on a house that no longer exists aren’t immune to foreclosure.

Brad Gana, of Seabrook, Texas is being threatened with foreclosure over a home that hasn’t existed since it was destroyed by Hurricane Ike in 2008, local Houston 2 News reports. Furthermore, after the hurricane, which cost the Texas shoreline an estimated $11 billion in damages, reduced the property to an empty slab of concrete, Gana alleges he continued to make payments.

In the meantime, Bank of America, the mortgage lender, took out a forced homeowner’s policy on the property and raised monthly payments. Gana, however, says he was never notified of the change since his mailbox was destroyed by what’s come to be known as the third-most destructive hurricane ever to hit the United States.

The story is only latest public relations mix-up for the company that recently lost its status as the largest bank in the country. It was reported earlier this month that one family, also living in the Houston area, faces foreclosure due to an untransferred title and in spite of making payments on time.

In another case, Bank of America foreclosed on an elderly couple in Pasco County, Florida, in part because they made a payment too early.

But it’s not just foreclosures that has people angry at the bank. BofA made a $6.2 billion profit last quarter, after announcing in September that it would start charging customers a $5 fee to use debit cards next year.

The consequent backlash, led in part by the Occupy Wall Street movement, has been so widespread that the bank is among those reconsidering its position on the idea, CNN Money reports.

Despite repeated stories of allegedly wrongful foreclosures, it appears not everybody is so sympathetic to the affected homeowners. A New York Times op-ed by Joe Nocera, published last week, detailed an office Halloween party from last year at a “foreclosure mill” firm in which employees mockingly dressed as foreclosure victims. A section of the office also appears decorated as a row of foreclosed homes.

As for Gana, he says he can’t understand why a bank would take out a homeowner’s policy on a house that’s no longer there, then threaten the homeowner with foreclosure.

“I was shocked when they said they were foreclosing on it,” he told Houston 2 News. “Bank of America is ruthless in their incompetency.”

via Brad Gana's Texas Home, Destroyed By Hurricane Ike, Faces Foreclosure [WATCH].

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7 of the Nastiest Scams from Wall Street Banksters

This year – we’ve seen well over 5,000 American patriots hauled away in handcuffs for peaceably protesting against the high crimes on Wall Street. Meanwhile – not one bankster has gone to jail for those very same crimes. So – in the hopes that some of these banksters will be held accountable for their crimes NEXT year – we’re going to recap tonight exactly what these guys are guilty of – and how they did such remarkable damage to our nation. To help us with that list – Dave Johnson joins Thom from the Campaign for America’s Future.

via 7 of the Nastiest Scams from Wall Street Banksters – YouTube.

Occupy protesters kicked off bus on way to Washington

By Muriel Kane
Sunday, January 15, 2012 19:08 EST

A group of Occupy protesters from California, who were heading to Washington, DC to participate in the Occupy Congress protest on January 17, were kicked off their Greyhound bus on Saturday night and left stranded in Amarillo, Texas.

The driver, Donald Ainsworth, allegedly called the Occupiers “you people” and told them they were not welcome in Washington or anywhere else. It is not clear whether there had been any precipitating incident.

According to an account posted at Reddit by Road2CongressOSD, “Donald Ainsworth immediately began yelling at all passengers in the lobby. Once he realized 13 passengers were with Occupy he began making personal and rude comments towards members when boarding with tickets. No one responded. Once the bus was boarded he began shouting ‘Sit down and shut up! Anyone standing is getting kicked off the bus.’ Several passengers, not just Occupants, began addressing the driver’s conduct. He left the bus, and locked all passengers within for over an hour. He made a lengthy phone call and before too long the police had arrived. The officer came on the bus and spoke with us, stating he knew Don’s attitude was poor but he had the right to remove us.”

The account goes on to say that the police offer and the driver then walked through the bus together “and Don asked every passenger ‘are you with Occupy?’ To the 13 of us who responded yes, the police ordered them to exit the bus. Then Don said ‘Anyone else support Occupy? You can get off too!’”

The Reddit post concludes by saying, “Also, a few random acts of pizza would be nice:)” According to Crooks and Liars, pizza did arrive from a local Papa John’s, and by Sunday morning the protesters were back on another bus and on their way. They say, however, that Greyhound has so far refused to offer any compensation for their inconvenience.

There does not yet appear to be any published explanation of the driver’s conduct or comment from Greyhound management. It is also not clear whether the driver would have been within his legal rights to order the protests removed without cause or whether his actions were in violation of anti-discrimination laws.

Greyhound’s own regulations specify that “carriers reserve the right to refuse to transport a person under the influence of intoxicating liquor or drugs, or who is incapable of taking care of him/herself, or whose conduct is such or likely to be such as to make him or her objectionable to other passengers or prospective passengers, or who refuses to comply with any lawful rule or regulation of the carrier.” Nothing in what the occupiers have said indicates that they were in violation of any of these criteria.

This video was posted to Youtube on January 15, 2012 by occupy17.

Muriel Kane

Muriel Kane is an associate editor at Raw Story. She joined Raw Story as a researcher in 2005, with a particular focus on the Jack Abramoff affair and other Bush administration scandals. She worked extensively with former investigative news managing editor Larisa Alexandrovna, with whom she has co-written numerous articles in addition to her own work. Prior to her association with Raw Story, she spent many years as an independent researcher and writer with a particular focus on history, literature, and contemporary social and political attitudes. Follow her on Twitter at @Muriel_Kane

via Occupy protesters kicked off bus on way to Washington | The Raw Story.

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